Financial security monitoring and upgrading is a general trend

Network monitoring is the key to the construction of major banks. Because each bank's financial system structure and scale are different, internal managements have different ideas, and there are certain differences in the status and requirements of various bank security constructions. Each bank has a different number of outlets in core cities and second and third tier cities. This directly determines the scale of bank security systems. Financial security monitoring and upgrading is a general trend.

Network monitoring applied to financial security upgrade

According to statistics from the China Banking Regulatory Commission, in 2010, China’s banking financial institutions included three policy banks and national development banks, five large commercial banks, 12 joint-stock commercial banks, 147 urban commercial banks, 85 rural commercial banks, and rural cooperative banks. There are 223 homes, 2,646 rural credit cooperatives, one postal savings bank, and a total of 196,000 business outlets. As a result, the large number of bank types and business outlets means that the scale of the bank's security market is still coveted by a large number of integrators and manufacturers. .

In comparison, state-owned banks and commercial banks in more economically developed regions have gradually completed the networking transformation in recent years, gradually focusing their attention on new products and new programs. Bank of China is faster than other banks. As of this year, it has basically completed the construction of networking in all provinces of the country and entered the process of upgrading and digesting and using it. Followed by the China Construction Bank, the headquarters of the branch was very active and strict on network construction and new technology products. The transformation has completed half of the provinces. Industrial and Commercial Bank of China is in a wait-and-see state. There are no specific plans and actions for the transformation, and Shenzhen Development Bank and Shanghai Pudong Development Bank have paid special attention to it.

In contrast, the security construction of large and medium-sized banks and small and medium-sized banks is quite different. For example, ICBC has a large number of outlets and it is necessary to conduct nationwide network management. Preliminary planning is a time-consuming and labor-intensive task. The challenges are large. Regional commercial banks such as Pudong Development Bank and Shenzhen Development Bank face financial management pressures and scales. It will be much smaller, and it will be easier to build a network. At present, the alarm systems in some cities have developed rapidly. Some local banks have outsourced their alarms to urban alarm systems. Such models used by small and medium-sized banks in Shijiazhuang are equivalent to a centralized alarm networking platform and the scale of large banks. It is more difficult to adopt.

Financial Security Monitoring Key Analysis

1, network monitoring to pay attention to playback quality

The bank business outlets are more important to the monitoring of the transaction process, and have higher requirements for the clarity of video playback image quality. The TC-2800AN series of high-definition embedded hard disk recorders is used in the design of the project to realize the monitoring of the transaction of the outlets. It can achieve high-quality screens. Quality and voice function to clearly monitor daily teller's payment and payment operations, voice communication with customers, banknote counting and face value, customer's facial features, etc., and use video file management to store video and audio under different conditions. Video files, such as errors and accidents, can be searched and replayed for analysis and processing through powerful search functions to avoid unclear disputes between bank counters and customers.

2. The self-service bank asks questions and can query relevant information afterwards

Since self-service banking is a 24-hour self-service equipment video surveillance system, when depositors are required to deposit and withdraw funds from terminal equipment such as CDM and ATM installed in self-service banks, if there are disputes such as no banknote withdrawal at the cash outlet and no cash withdrawal by the cardholder, the dispute can be resolved. Provide complete and clear video records to prove, so choose Tiandi Weiye TC-2800AN series of audio and video embedded hard disk recorders, the host has the ATM Machine transaction card number superposition, alarm linkage and other functions, when criminals use forged, modified bank cards in the ATM When the machine illegally deposits or withdraws funds, the host system can record the characteristics of the cardholder on the local hard disk, and notify the branch and branch management center in time to provide evidence for the evidence collection by the public security agency afterwards.

3, on-site ATM safety issues

Relative to the financial network point of view, off-line ATM machines are more decentralized, and the scene is more complex, ATM cash machine space is small, so in the program designed to use ATM monitoring dedicated embedded host, the host has a lightweight body, 5-inch LCD display , It can be directly installed inside the ATM machine. The alarm function of the host can be linked to a vibration detector or a glass break alarm. When the criminals maliciously destroy, beat, scissor, and excavate the ATM equipment, such as destruction behavior, The system can promptly discover and automatically report to the police, and record criminals’ voices, appearances, and other clues to solve crimes, and provide it to the public security authorities as the basis for solving crimes.

4, the jurisdiction of the branch monitoring center

Sub-branch monitoring center is responsible for the management of audio and video monitoring and alarm processing of business outlets, self-service banks, and off-line ATMs, as well as the management of all audio and video signals. The “Digital Video Center Management” has been selected as the solution. System to achieve the above functions, the host can not only achieve remote management of network audio and video signals, but also can integrate the integration of other security monitoring systems within the bank, in addition to the integration of the original 110 alarm system has been built, with particular emphasis on each The construction and integration of the access control system for entrances and exits includes a two-door interactive interlocking management system for business outlets, an access control system for ATMs in off-site facilities, and an access control system for self-service equipment. Through the branch, it is possible to remotely control the self-service banking outlet access control system, access control after the alarm, and remote audio and video intercom function for self-service banks.

5. Centralized authority management of branch management center

The function of the branch monitoring center is to manage the following four branches in a unified manner and to monitor the security of branches, self-service banks, treasuries, and office areas within the scope of the branches. Local monitoring uses the TC-2800AN embedded console from Tiandi Weiye to achieve audio and video monitoring at business outlets, self-service banks, vaults, and office areas. The Branch Monitoring and Management Center is equipped with three server subsystems: User Authority Verification Server, Streaming Media Forwarding Server, and Distributed Storage Server.

The "User Authority Verification Server" is designed based on the Web2.0 standard. It can realize the management of unified authentication and authority control for all users in the system, implement centralized device configuration and maintenance management, alarm processing rule management, electronic map centralized configuration management, and equipment. Functions such as inspection and log management reduce the work pressure of the management personnel of branch monitoring centers and provide work efficiency.

The main function of the "streaming media forwarding server" is to use the monitoring center multi-client to reuse streaming media forwarding management of the same on-site image and on-site streaming media bandwidth limit management, and limit the management strategy including channel number, user priority, and event priority. On the one hand, it uses the existing network bandwidth within the bank to achieve multi-channel audio and video signal transmissions. On the other hand, it can reduce the investment in the banking sector with respect to network links.

"Distributed Storage Server" is mainly used in a centralized storage environment to perform high-reliability image centralized storage, backup, retrieval, and playback management in accordance with the plans and policies set by the management center software, and realize the vault, credential room, and generation safe deposit box. Double backup of audio and video signals from important internal points in the library, internal equipment room, maintenance room, equipment operation room, and financial room to avoid the occurrence of data loss.